Modernized estate planning and settlement solutions

ClearEstate is a tech company that offers a one-stop-shop platform for estate planning and settlement. Our state-of-the-art technology allows us to offer flat-fee plans for estate planning and settlement at a fraction of the cost of the traditional routes. Our estate planning services include expert guidance and implementation of Wills, POAs, trusts, planning for advanced needs, and Professional Executor services. Our estate settlement services include filing for probate, assets & liabilities inventory, terminal and clearance tax filings, and Estate Representative services.

We're proud to be backed by prominent Canadian institutional investor, OMERS Ventures, launchpad Diagram, which is backed by one of the largest Fintech funds in the world, Portag3 and NA Ventures, the venture capital arm of the National Bank of Canada.

The ClearEstate team is composed of dedicated estate professionals, trust officers, paralegals, wills & estate attorneys, estate and tax accountants who combined have decades of professional experience helping and serving clients in all matters related to estate planning and estate settlement.

We support all Canadian provinces coast to coast, as well as some jurisdictions in the United States including California, Arizona, Nevada, New York, Tennessee and Texas.

ClearEstate’s backend uses bank-level encryption technology and two-factor authentication to ensure your sensitive data is always secured and remains secured.

ClearEstate does not offer legal advice (i.e. Litigation) and financial advice.

For most cases, legal advice won't be required. However, if during the 30-minute free consultation we identify a complex need in your client's situation, we can connect them with the relevant professional.

Your clients will have access to a wholistic array of financial services that include a suite of industry-leading estate and trust services, offered at 1/3 the cost of traditional routes.

Simply go to the iAPW Advisor Help Centre and click "Refer a Client". From there you will be able to select a date and time for your client to meet with us (yourself included - if you and your client prefer), and provide us with relevant preliminary information about the scope of the meeting.

Depending on the nature of your advisory practice, there are a number of ways to instigate estate planning discussions with your clients.

One such opportunity presents itself during routine update meetings. This setting provides an ideal platform to inquire about the status and recentness of their will and Power of Attorney documents. By recognizing and addressing this need during these regular interactions, it not only avoids the need for scheduling an additional meeting but also paves the way for proposing a complimentary consultation with ClearEstate.

In the context of insurance planning or renewal consultations with your clients, it is an opportune moment to segue into a discussion about estate planning. These meetings typically revolve around crucial matters like safeguarding the client's family, assets, and legacy. The existing dialogue creates a natural transition to discuss ClearEstate's offerings. Ensuring a coherent alignment between the client's estate planning documents and their financial strategies is of paramount importance. Emphasizing this during the conversation could enhance the client's understanding and acceptance of comprehensive financial protection

The iAPW Advisor Help Centre is your central hub where you can refer clients and access all the information you'll need. We'll provide you with a number of marketing materials that will help you promote ClearEstate to your clients (co-branded if desired) such as booklets, rack cards, social media images, digital estate planning or estate settlement checklists, whitepapers, etc. We can also provide you with a dedicated, co-branded web page where your clients can book a consultation with ClearEstate, or where you can book a consultation on their behalf.

We'll also equip you with all the information you need to confidently recommend our services to your clients, like a value proposition "quick guide" and client qualification guidelines.

When you introduce a client to ClearEstate, your client will first have a free, no-obligation 30-minute consultation with one of our Estate Solution Advisors. During that conversation, we'll ask questions to better understand your client's needs and we'll recommend suitable service options. If your client chooses to purchase a service plan, we will then schedule a kick-off call to start the estate planning or administration process with them.

See the estate planning service client journey and timeline here.

See the estate settlement service client journey and timeline here.

Yes. With your client's permission, you can include yourself in their free consultation and their kick-off meeting. You will remain part of the process and there will be no conflicting wealth expert involved.

Yes. As long as the client consents to share this information with you, an advisor will be able to have "view only" access to the client's ClearEstate portal.

We provide transparent pricing details on our website. You can find them here:

Estate planning package pricing

Estate settlement package pricing

Only licensed trust companies hold the authority to assume the pivotal fiduciary role of executor. In this regard, ClearEstate's strategic alliance with National Bank Trust confers a distinctive privilege of serving as an agent for fiduciaries.

The fiduciary partner is appointed as estate representative and takes on the fiduciary responsibilities. ClearEstate is appointed as agent to the estate representative. We carry out the burden of administration at no additional cost to our clients.

National Bank Trust, a federally-regulated trust company with a venerable 95-year history in fiduciary services, boasts a nationwide footprint. This partnership guarantees the seamless continuity of services for your valued clients.